body {
    font-family: Arial, sans-serif;
    background-color: #ffffff;
    color: #333;
    margin: 0;
    padding: 0;
}

.container {
    width: 80%;
    margin: 0 auto;
    padding: 20px;
}

header {
    background-color: #000000;
    color: white;
    padding: 20px 0;
}

header h1 {
    margin: 0;
}

nav ul {
    list-style: none;
    padding: 0;
}

nav ul li {
    display: inline;
    margin: 0 15px;
}

nav a {
    color: white;
    text-decoration: none;
}

.features {
    padding: 40px 0;
}

.card-list {
    display: flex;
    justify-content: space-around;
    margin-bottom: 20px;
}

.card-item {
    border: 1px solid #ccc;
    border-radius: 8px;
    padding: 20px;
    width: 30%;
    text-align: center;
}

.card-item h3 {
    margin: 0 0 10px 0;
}

.apply {
    background-color: white;
    padding: 40px;
    border-radius: 8px;
    box-shadow: 0 0 10px rgba(0, 0, 0, 0.1);
    margin-top: 20px;
}

.application-form h3 {
    margin-top: 30px;
}

.card-selection {
    display: flex;
    justify-content: space-between;
    margin-bottom: 20px;
}

.card-option {
    border: 1px solid #ccc;
    border-radius: 8px;
    padding: 20px;
    flex: 1;
    margin: 0 10px;
    cursor: pointer;
    transition: transform 0.2s;
}

.card-option:hover {
    transform: scale(1.05);
}

label {
    display: block;
    margin-bottom: 5px;
}

input[type="text"],
input[type="email"],
input[type="tel"],
textarea {
    width: 100%;
    padding: 10px;
    margin-bottom: 20px;
    border: 1px solid #ccc;
    border-radius: 4px;
}

.cta-button {
    background-color: #000000;
    color: white;
    padding: 10px 20px;
    border: none;
    border-radius: 4px;
    cursor: pointer;
    font-size: 16px;
}

.cta-button:hover {
    background-color: #333333;
}

.success-message {
    margin-top: 20px;
    background-color: #d4edda;
    padding: 15px;
    border: 1px solid #c3e6cb;
    border-radius: 4px;
}